Savings Accounts click here for deposit rates
​
We offer a variety of savings products designed to help you increase the value of the money you earn and the way you choose to save. All accounts can be accessed thru FREE On-line Banking, FREE Mobile Banking and FREE Select 24 (telephone audio response system). You will receive quarterly statements unless your account has ACH activity, in which case you’ll receive a monthly statement. All of your savings accounts are insured by the National Credit Union Administration up to $250,000.00. Contact us for more details on any of the following accounts and get started on the path to saving.
Guaranteed Asset Protection (GAP)
Click here for more information PDF | Word
Protects you if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, because your auto insurance will cover the replacement value only. You will remain liable for payment of the difference between the insurance settlement and your loan balance. This difference could easily amount to thousands of dollars. Purchasing GAP for just a few dollars a month will protect you against this kind of unexpected expense. If you have GAP, the difference between your loan balance and the insurance settlement could potentially be paid in full! Your premiums for GAP can be included in your monthly loan payments.
​
Additional Benefit includes $2,500 towards the purchase of a replacement vehicle.
Extended Warranty
Click here for more information PDF | Word
MEMBER’S CHOICE® Mechanical Repair Coverage can help deflect some risk of costly future, covered repairs keeping your vehicle running extra miles and extra years. With different coverage levels and deductibles to choose, there’s a plan to fit your family’s budget.
​
Whether you depend on your vehicle for work or getting your family to school and activities, you need transportation that’s safe and reliable. The older your vehicle, the more it takes to keep it in good working order. Not making small repairs can lead to even more expensive repairs and ignoring other repairs can be dangerous.
Student Loan
The Smart Option Loan® for members of Select FCU by Sallie Mae® is for borrowers attending degree-granting institutions. Pay for college the smart way with three great repayment options and competitive rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.
​
The Smart Option Student Loan Features and Benefits
-
Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
-
No origination fees and no prepayment penalty
-
Rewards and interest rate reductions available
-
Rates that reward creditworthy borrowers
-
Applying with a creditworthy cosigner may help you qualify
-
100% US-based Student Loan Specialists
