Savings Accounts click here for deposit rates
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We offer a variety of savings products designed to help you increase the value of the money you earn and the way you choose to save. All accounts can be accessed thru FREE On-line Banking, FREE Mobile Banking and FREE Select 24 (telephone audio response system). You will receive quarterly statements unless your account has ACH activity, in which case you’ll receive a monthly statement. All of your savings accounts are insured by the National Credit Union Administration up to $250,000.00. Contact us for more details on any of the following accounts and get started on the path to saving.
Savings (Share) Account
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Minimum deposit required
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Must maintain a $5.00 balance at all times
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Dividends are earned and paid monthly
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ATM accessible
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Monthly withdrawals are limited to four (4) per month
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Excess withdrawals subject to a $4.00 fee for each withdrawal
“Zoo Crew” Savings Account
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Savings for our youngest savers up to age 12
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Minimum deposit and balance of $5.00
Parents can easily set up automatic transfers to the child’s account every payday -
Annually we celebrate youth week with financial education, fun activities and awards
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Excess withdrawals subject to a $4.00 fee for each withdrawal
"Super Teen Savers" Account
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For teens 13-17 who are learning the benefits of savings
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Minimum deposit and balance of $5.00
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Parents can easily set up automatic transfers to the child’s account every payday
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Annually we celebrate youth week with financial education, fun activities and awards
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ATM accessible
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Monthly withdrawals are limited to four (4) per month
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Excess withdrawals subject to a $4.00 fee for each withdrawal
Savers Club
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Helps members save for big expenses such as holidays, vacation getaways, or property taxes
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Pays higher dividends than the regular Savings account
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Funds are made available from Nov.1st - Dec.31st without penalty.
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Deposit throughout the year or set up automatic transfers
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A $10 opening deposit is required
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Dividends are earned and paid monthly on balances of $25.01 or more
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Funds are not ATM accessible
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$15 penalty if withdrawal limits are exceeded
Share Certificate
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Allows you to invest your savings for specific periods of time with guaranteed higher dividends
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Dividends are posted monthly and can be compounded to the certificate for a higher annual percentage yield
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The minimum to open is $500.00
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Certain restrictions and early withdrawal penalties apply
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Terms available are 12, 24 and 36 months
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Automatic renewal option with a 10 day grace period
Individual Retirement Account
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Individual Retirement Account or IRA
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The minimum balance is $100.00
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We offer Traditional and Roth IRA Accounts
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Dividends are paid and posted monthly
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Payroll deduction and/or direct deposit contributions are available
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Withdrawals may be subject to penalty (please consult the IRS or a tax consultant)
